ACE Gallagher offers superior insurance market insight, global resources, and technical expertise to help clients face the world of property risk successfully. We offer unmatched advice and transactional capabilities; our property risk specialists provide personalized service and act as our clients’ advocates to the insurance market.

We have specialized property insurance expertise in every business and industry in which our clients are involved. We do more than just complete the insurance transaction; we closely work with our clients to identify the full spectrum of their business exposures and provide solutions that help them avoid, mitigate, or transfer their risk. Our property coverage solutions are tailored to clients’ specific needs and strategic goals, with the objective of maximizing the insurance protection and minimizing the total cost of risk.

We continually analyse trends that could impact our clients’ programs and risk profiles. We inform clients of issues affecting their industry and explain the coverage, policies, and endorsements that make up their programs. We provide clients with customized reports that are tailored to their specific needs, size and risk characteristics.

We go beyond a simple analysis to provide a complete risk management program including, loss control and property engineering.

Our services covers include:

• Risks analysis and consulting
• Coverage review
• Manuscript forms
• Loss prevention and loss control
• Catastrophic coverage (coastal risks, earthquake zones, terrorism risks) and catastrophe modelling
• Claims management
• Benchmarking
• Analysis of risk retention versus risk transfer

Our property programs cover a wide variety of assets that include: